NQBENEFITS™ Enrollment platform is an internet-based service that allows participants to enroll on-line and connects
to the VPAS® BPA platform to electronically receive the results of the enrollment. The NQBenefits™ Portal provides
the participant access to the participant and sponsor recordkeeping system for plan and account information and plan
investment/beneficiary changes. NQBENEFITS™ is flexible and customizable too and can be integrated with your own sponsor
website, including “single sign-on” if desired, to your organization’s specifications.