Resources

Resources

White Papers

Planning for the golden years

A fabulous retirement is every worker’s paradise. Most of us aspire to successfully move from work-life to home-life. But the big question of ‘funding resources’ looms large for a successful retirement – am I on track financially to a comfortable retirement? Innovations in science, technology and medicine have palpably revamped lifestyle and longevity. We now live longer and healthier, including in the retirement phase. But this reality demands an even larger asset base for retirement. The market too is shifting from defined benefit (DB) to defined contribution (DC) pension plans. In such a scenario, awareness, realization and a carefully thought-out plan is the best success strategy.

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Is blockchain technology the latent locus for the future of insurance?

Insurance is a contract of ‘utmost good faith’. Therefore, information symmetry and trust management are the core requirements for sustainability of the business. But the changes in today’s demographics and the growth in digital interfaces have led to an exponential rise in service delivery expectations. New financial alternatives and the emerging gig-economy impact the industry as well. All things considered, the industry needs to reinvent itself. And fast!

Against this backdrop, blockchain technology’s strengths and advantages appear to be skewed in favor of insurance. From prospecting to claims management, this emerging technology can deliver value in every vertical and function of the insurance business, potentially transforming the current need of reinvention to a positive paradigm shift for the industry.

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The insurance advisor of the future

Imagine getting insurance advice from a bunch of mathematical algorithms, aka a robo-advisor! What seemed ridiculous a couple of years back has quietly evolved and entered areas long regarded immune to automation – insurance advisory.

By adding value in terms of the price, flexibility and consistency, robo-advisors are set to reshape the value framework in insurance. Soon, the demand for more hybrid and sophisticated robo-advisors will rise as the demography changes and the market dynamics evolve. Read all about this in this paper.

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Finding the Right Business Model: A Combination of SaaS, BPM & Licensing Tailored for You

Many insurers are today considering transformation, enabled by IT and BPM, to address the exponential pace of change. But there’s always the danger of forming structures that cannot be easily reshaped. What if the insurer’s needs change tomorrow? The answer lies in building a business model embedded with the capacity to change — based on both what is anticipated and what is not.

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Brochures

Producer Management and Compensation Systems (PMACS®)

PMACS® is a comprehensive suite of producer and distribution management software modules specifically designed for the financial services industry. A solution that allows managing ever changing compliance rules quickly and easily; provides required flexibility to scale up across distribution channels and geographies.

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Next-generation Life and Annuities solution

Our solution leverages the VPAS platform, a comprehensive suite of policy administration software modules, deep insurance expertise, and world-class data center to reliably deliver on your business goals. Our platform is specifically designed for rapid product introductions; robust distribution channel support; and flexible end-to-end servicing of open and closed blocks of life, annuity, disability, and health protection products.

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Infosys McCamish Retirement Services solutions

Infosys McCamish supports non-qualified executive benefit plan marketing, plan design, documentation, and enrollment administration for the most sophisticated plans using our electronic platforms and back office services. We provide end-to-end solution comprised of specialized components that can be deployed individually or as a suite of modules for the retirement plan industry.

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