About Citigroup
Citigroup (NYSE: C), the preeminent global financial services company with some 200 million customer accounts in more
than 100 countries, provides consumers, corporations, governments and institutions with a broad range of financial products
and services, including consumer banking and credit, corporate and investment banking, insurance, securities brokerage,
and asset management. Major brand names under Citigroup's trademark red umbrella include Citibank, CitiFinancial, Primerica,
Smith Barney, Banamex, and Travelers. Additional information may be found at:
www.citigroup.com
.
Infosys Safe Harbor
Certain statements in this release concerning our future growth prospects are forward - looking statements which involve
a number of risks and uncertainties that could cause actual results to differ materially from those in such forward -
looking statements. The risks and uncertainties relating to these statements include, but are not limited to, risks and
uncertainties regarding fluctuations in earnings, our ability to manage growth, intense competition in IT services including
those factors which may affect our cost advantage, wage increases in India, our ability to attract and retain highly
skilled professionals, time and cost overruns on fixed - price, fixed - time frame contracts, client concentration, restrictions
on immigration, our ability to manage our international operations, reduced demand for technology in our key focus areas,
disruptions in telecommunication networks, our ability to successfully complete and integrate potential acquisitions,
liability for damages on our service contracts, the success of the companies in which Infosys has made strategic investments,
withdrawal of governmental fiscal incentives, political instability, legal restrictions on raising capital or acquiring
companies outside India, and unauthorized use of our intellectual property and general economic conditions affecting
our industry. Additional risks that could affect our future operating results are more fully described in our United
States Securities and Exchange Commission filings including our Annual Report on Form 20 - F for the fiscal year ended
March 31, 2002 and the Quarter Report on Form 6 - K for the quarter ended June 30, 2002. These filings are available
at
www.sec.gov
. Infosys may, from time to time, make additional written and oral forward looking statements,including statements contained
in the company's filings with the Securities and Exchange Commission and our reports to shareholders. The company
does not undertake to update any forward - looking statement that may be made from time to time by or on behalf of the
company.