the role of AI and blockchain in securing cross-border payments
Cross-border payments are the latest subject of the profound transformation that has redefined global industries over the past decade. This comes as financial institutions face rising fraud risks, regulatory fragmentation and increasing demand for real-time, transparent settlement. AI and blockchain are emerging as the dual pillars of a new trust architecture, one that secures cross-border payments through intelligence, automation, and end-to-end visibility. AI delivers predictive fraud detection, real-time compliance validation and risk-based decisioning, while blockchain provides immutable records, shared transparency, and faster settlement. This article offers a strategic perspective on how leaders can harness AI and blockchain to build resilient, future-ready cross-border payment infrastructures that are secure, transparent, interoperable, and commercially competitive.