The pace of new advancements in banking and fintech is accelerating. Think digital currencies allied with the cryptocurrency movement or competing with them, backed by national monetary systems and fiat currencies. The presence of fintechs in the payments and remittance sectors have resulted in the markets seeing changes in various spheres such as peer-to-peer lending, trade finance, insurance-related products and wealth management, to name a few. Collaborations of fintech companies and banks are resulting in hybrid models that combine mobile services with banking services.
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